Tag Archives: first-party

Insurance Coverage Can Help Businesses Impacted by Wildfires or Hurricanes

Many Northwest businesses are being impacted by the wildfires close to home, by wildfires in other states, and by hurricanes in Texas, Florida and other Gulf states. Can commercial insurance help to mitigate losses from these natural disasters? In many cases, yes. “All risk” property-insurance (fire) policies may provide coverage for property damage from wildfires, … Continue Reading

Washington Policyholders, Check Your Cyber Policy as Data Breach Notification Law Moves Forward

Washington has moved a step closer to bringing its data-breach notification law in line with the laws of many states (including Oregon) that require notification in the majority of scenarios, closing what some viewed as loopholes in the law and mandating notification within 45 days, rather than the prior “as soon as possible” requirement.  (Oregon … Continue Reading

Court of Appeals: Insured Cannot Place Extra-contractual Conditions on Compliance with Policy

When an insurance policy requires the insured to provide information to the insurer, may the insured demand that the insurer enter into a confidentiality agreement, even when the request from the insurer is reasonable?  Heck no, says the Oregon Court of Appeals in a new decision, Safeco v. Masood.  According to the decision, the policyholder … Continue Reading

Oregon Supreme Court Sets Limits on What Constitutes “Proof of Loss” For Attorney Fee Purposes

Today the Oregon Supreme Court held that a policyholder is not entitled to attorney fees under Oregon’s fee-recovery statute for insurance coverage disputes (ORS 742.061) until the insured has given the insurance company information that at least suggests that coverage is requested under the policy  The case is Zimmerman v. Allstate.  The facts, briefly: Zimmerman was … Continue Reading

New York investigates insurance companies’ cyber security

I was very interested to read this morning that Governor Cuomo of New York will investigate insurance companies’ cyber security.  According to the article the focus of the investigation will be what safeguards insurers have in place to protect customers’ sensitive personal and financial information.  Hopefully this inquiry will take into account commercial-lines policyholders’ data as … Continue Reading

Washington and Now Idaho Limit Attorney-Client Privilege in Bad Faith Cases

My former colleagues at Bullivant Houser Bailey have done a nice job of summarizing two recent decisions, one from Washington and one from Idaho, limiting the application of the attorney-client privilege where outside coverage counsel participates in a fact investigation for coverage purposes.  Both decisions (Idaho’s Stewart Title v. Credit Suisse in federal court, Washington’s Cedell … Continue Reading